Past meeting: February 21, 2018 Volunteers. Insurance and Liability
Dawn Fenske from WCB and Tracie Lemishka from All Insurance joined us to talk about coverage for volunteers and together we went over some scenarios that you may face in your work. WCB (summary):
Is a non-profit. Leftover money from premiums gets distributed back to employer members
Offers no-fault payouts
Claims have to meet 2 conditions:
Was there hazard?
Time and place - did it meet the conditions of employment (or volunteering)
WCB offers protection from lawsuits. Some industries are exempt from coverage but WCB coverage may still be purchased. 3 questions to ask when considering purchasing WCB coverage:
Is your organization exempt?
Are you for profit or non-profit?
Do you want to cover volunteers or not?
Why cover volunteers? They may lose compensation from their paid work, and you have protection from legal action. Never hire a contractor who does not have their own insurance coverage. If you hire them without coverage, you will be on the hook for any liability should they get injured.
Volunteers are covered under General Liability policies, including if they are causing harm to others while volunteering.
They are usually not covered for injuries (that would be WCB). Staff are usually not covered either (that would fall under WCB or health benefits).
Directors and Officers Liability insurance is very important. Without this there is NO protection! This is usually a stand alone policy.
Any change in risk MUST be reported to the insurance company. always call the broker to let them know of a change (if you've added a service, taken away a service, etc.)
Most special events are covered through General Liability policy.
Make sure you have a Broker that is informative and easy to work with.
If you have WCB coverage, you CANNOT ask volunteers to sign a waiver.
it's important to check with your own insurance company regarding specific situations that you may encounter - before you encounter them!
Previous Member's Meetings
November 2017: Keeping Peace in the Sandbox. Amanda Sokol delivered a presentation that examined how to improve the relationship between volunteer managers, other staff and volunteers - one of the more challenging aspects of a volunteer manager's role.
October 2017: Conversation Cafe - Volunteers that "Don't Fit" We've all been in this position. You turn on your computer, or check your phone messages and there it is. An email, online application or voice mail from a volunteer who would like to get involved in your organization...but they are not the "traditional" volunteer. In other words, they may not be easy to place. September 2017: Engaging Youth Volunteers Sarah Chan,(First Lady of Edmonton) spoke about, and provided a fresh perspective on her work with youth.
June ’17: Volunteer Manager Appreciation Breakfast Held at Blue Chair Café
May 2017: Evaluation. Jessy Gray, Data Analyst from Norwood Child & Family Resource Centre talked about collecting data, and what to do with it!
March 2017: Tips from a Casino Advisor. Cheryl McNalley presented information useful to organizations that host casino fundraisers.
February 2017: Recognition for Volunteers. Christy Morin from Arts on the Ave joined us to talk about how they recognize their volunteers. Amanda Sokol conducted a self- audit tool and shared tips about what to consider when recognizing volunteers.
January 2017: Certification for Volunteer Managers Barb Read from Juna Consulting spoke about certification from CPHR for Volunteer Managers, and Jeffory Magson spoke about the CVA certification. VMG also held a focus group to talk about changing the location of meetings and to get feedback from members about meetings.
December 2016: AGM and Special Resolution of the Bylaws. Guest speakers, Jen Stiles, Principal of Jasper Place High School and staff and students talked about “Student Voice” and their Global Cafe.
November 2016: Changes in the VOAN Program Jennifer Esler and Katherine Topolniski from Volunteer Alberta talked about changes to the VOAN program.
October 2016: professional Development VMG offered a professional development opportunity called ‘Presenting with Confidence” delivered by Dan Jelinski from NAIT.